| Type |
Discount |
Description |
| Auto/Home |
10% |
Discount applies to auto when combined with home policy. (Multi-Line) |
| Auto/Life |
5% |
Discount applies to all cars in household. |
| Auto/Home/Life |
13% |
Discount applies to all cars in household. |
| Multi-Car |
20% |
More than one car. |
| Anti-Theft |
2-30% |
For vehicles with Alarm, VIN etching, etc. (applies only to Comprehensive) |
| Defensive Driving |
10% |
Applies to vehicle driver is rated on. Good for 36 months from cert. date |
| Drivers Training |
10% |
Under age 25, completed drivers ed. Cannot be combined with def driving disc. |
| Passive Restraint |
15/30% |
Off PIP or Med coverage |
| Drug and Alcohol Awareness |
5% |
Must be voluntary, approved courses only. |
| Prior Insurance |
20% |
Continuous liability coverage for six months. |
| Academic Achievement |
10% |
Applies to youthful drivers who are full-time students with "B" avg or better |
| Type |
Discount |
Description |
| Auto/Home |
15% |
Discount applies to home when combined with auto policy. (Multi-Line) |
| Monitored Alarm |
10% |
Alarm system monitored by security co. or police dept. |
| New Home |
8-47% |
Home built within last 10 years. |
| Roof Surfacing |
4-7% |
Shingles meeting the impact resistance of UL Standard 2218 (30yr+) |
| Claims Free |
5-15% |
Minimum 2 years claims free. |
| Smoke-free |
1% |
Nonsmoker discount. |
| 50+ |
5% |
Must be named insured on dec page. |
| Home Renovation |
up to 47% |
Elec sys, plumbing, heating, a/c must all be renovated in last 6 years to get discount. |
| New Homes |
up to 47% |
Homes less than 9 years old. |