Homeowners who guard against theft, accidents and other losses can often get lower insurance rates. Here are some things you can do to help qualify for lower premiums:
Secure your home with dead bolts and window locks.
Install a security system with outside signal and connection to local police. Hire a company to monitor it.
Install and maintain smoke detectors.
Install a sprinkler system for fire.
Install a fire alarm that automatically alerts the local fire department.
Stop smoking.
Keep walks and entrance ways clear of water and debris.
